Legit Investment Platforms in Nigeria in 2026 (Updated List)

If you’re looking for reliable and secure investment platforms in Nigeria, this guide has you covered. We’ve compiled a list of trusted and legitimate investment apps and services that Nigerians use to build and grow wealth — whether you’re a beginner or experienced investor.

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Why You Need Legit Investment Platforms

With the rise of fake investment schemes in Nigeria, it’s more important than ever to invest only on platforms that are transparent, regulated, and trusted by users. A legitimate platform should:

• Be registered with regulators like the Securities and Exchange Commission (SEC).
• Provide clear terms and realistic returns.
• Offer secure systems, customer support, and transparent withdrawal processes.
• Have positive, verifiable reviews from real users. :contentReference[oaicite:1]{index=1}

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Top Legit Investment Platforms in Nigeria (2026)

1. Cowrywise

Cowrywise is one of Nigeria’s most popular investment and savings platforms. It provides access to mutual funds managed by licensed fund managers and is SEC-registered, making it one of the most trusted fintech options in Nigeria. :contentReference[oaicite:2]{index=2}

2. PiggyVest

PiggyVest started as a savings platform but now offers diversified investment tools including fixed income, real estate, and agriculture opportunities. It works with licensed partners and is widely used by millions of Nigerians. :contentReference[oaicite:3]{index=3}

3. Bamboo

Bamboo enables you to invest in both Nigerian and U.S. stocks. It partners with licensed brokers and provides a secure investing environment for users interested in global markets. :contentReference[oaicite:4]{index=4}

4. Risevest

Risevest (often just “Rise”) focuses on dollar-based investments including U.S. stocks, real estate (REITs), and Eurobonds — helping investors hedge against inflation and diversify globally. :contentReference[oaicite:5]{index=5}

5. Chaka

Chaka lets Nigerians trade both local and international stocks, including fractional shares — a great option for beginners looking to start investing with small amounts. :contentReference[oaicite:6]{index=6}

6. Trove

Trove supports investment in a variety of assets including stocks, ETFs, and bonds across Nigerian and international markets. It’s beginner-friendly with low minimum requirements. :contentReference[oaicite:7]{index=7}

7. I-Invest

I-Invest specializes in secure fixed-income investments like treasury bills and government bonds, backed by Nigerian regulators and trusted banking partners. :contentReference[oaicite:8]{index=8}

8. Afrinvest / PlutusNeo

Afrinvest is a long-established investment firm offering mutual funds, equities, and fixed income products. Its digital platform (now known as PlutusNeo) brings professional investment services to retail users. :contentReference[oaicite:9]{index=9}

9. Bundle Africa (Crypto + Savings)

Bundle Africa combines cryptocurrency investing with savings and simple investment products, suitable for investors who want minimal barriers to entry. :contentReference[oaicite:10]{index=10}

10. Agricorp

Agricorp allows users to invest in agriculture commodity projects, bridging traditional investing with Nigeria’s growing agritech space. :contentReference[oaicite:11]{index=11}

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Important Tips Before You Invest

Before committing your money, always:

• Verify a platform’s regulatory status on the SEC register.
• Check user reviews, complaints, and withdrawal histories.
• Avoid apps that promise “guaranteed high returns” in short periods. :contentReference[oaicite:12]{index=12}
• Start with a small investment to test reliability.

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Conclusion

Investing in Nigeria has never been more accessible thanks to fintech innovation. But with opportunity comes risk. Use this updated list of legit investment platforms to make informed decisions and grow your wealth securely in 2026 and beyond.

Investment Platforms Comparison Table (2026)

Quick Comparison — Legit Investment Platforms in Nigeria

Cowrywise

Best for: Automated savings

Start with: ₦1,000

Assets: Mutual funds

Risk level: Low–Medium

Ideal user: Beginners

PiggyVest

Best for: Goal savings + investments

Start with: ₦500+

Assets: Fixed income plans

Risk level: Low

Ideal user: New savers

Risevest

Best for: Dollar investing

Start with: ~$10

Assets: US stocks & real estate

Risk level: Medium

Ideal user: Inflation hedge investors

Bamboo

Best for: Stock trading

Start with: ~$1

Assets: Nigerian & US stocks

Risk level: Medium–High

Ideal user: Active traders

Trove

Best for: Global investing

Start with: ~$10

Assets: Stocks & ETFs

Risk level: Medium–High

Ideal user: Diversified investors

💡 Tip: Choose a platform based on your risk tolerance, investment goals, and starting capital.